Merced Homes under $500,000

Welcome to Merced, California – a hidden gem in the heart of the San Joaquin Valley! Known for its rich agricultural heritage and vibrant community spirit, Merced offers a perfect blend of small-town charm and big-city amenities. With its picturesque parks, friendly neighborhoods, and a thriving downtown, this city is an ideal place for families, young professionals, and retirees alike.

Merced is home to several educational institutions, including the University of California, Merced, which adds a youthful energy and diverse culture to the city. Residents enjoy a variety of recreational opportunities, from hiking in the nearby Sierra Nevada foothills to exploring the stunning landscapes of Yosemite National Park, just a short drive away. The city also boasts a burgeoning arts scene, with galleries, theaters, and events that celebrate local talent.

For those looking to invest in their future, Merced presents an exciting opportunity with a range of homes available for under $500,000. This affordability allows first-time homebuyers and families to settle down in a community that offers both comfort and convenience. Whether you’re seeking a cozy bungalow, a spacious family home, or a charming fixer-upper, Merced's real estate market has something for everyone.

With its welcoming atmosphere, affordable housing options, and proximity to stunning natural beauty, Merced is not just a place to live; it's a place to thrive. Come discover your dream home in this delightful city, where opportunity and community come together in perfect harmony!

Newest Merced Homes under $500,000

$480,000

5 Beds ⋅ 4 Baths ⋅ 1,116 SqFt. ⋅ 226123729 MLS

Welcome to 691 and 731 N. Easy Street. 2 Homes on 1 lot. 1st home is vacant ready to move in with 3bed 2baths; 2nd home is tenant occupied with 2bed, 1bath, completely remodeled from with luxury quartz upgrades, new kitchen cabinets, remodeled bathrooms, new flooring and interior and exterior paint. Property has brand new fence with privacy gates for each home. Live in one and have great rent cash flow to help with mortgage. Call to view today!

731 N Easy, Merced

Listing courtesy of MPM Real Estate.

$489,995

4 Beds ⋅ 2 Baths ⋅ 2,317 SqFt. ⋅ 226123483 MLS

Spacious single story home in North Merced offers 4 bedrooms, 2 baths, and an attached 2-car garage on a beautifully landscaped corner lot! The inviting front entry opens to a comfortable family room, while the thoughtfully designed layout provides plenty of space for everyday living and entertaining. The open concept living area features a large kitchen with a breakfast bar and sink, pantry, built-in microwave, separate oven, gas cooktop, dishwasher, and disposal. The kitchen flows into the dining area and living room, where a fireplace and ceiling fan create a comfortable gathering space. Two master suites provide added flexibility and privacy, while two additional bedrooms are located toward the front of the home. Carpet and tile flooring run throughout the home, complemented by double-pane windows for added comfort. An inside laundry room with hookups adds everyday convenience. Step outside to an easy-maintenance backyard with a covered patio and wood fencing, offering a private space to relax, dine, or entertain. Additional features include a stucco exterior and tile roof. Situated in North Merced, the home is conveniently located near shopping, dining, schools, parks, medical services, and other everyday amenities, with easy access to major roads.

392 Noble Drive, Merced

Listing courtesy of Realty Executives of Northern California.

$395,000

4 Beds ⋅ 3 Baths ⋅ 1,889 SqFt. ⋅ 226123366 MLS

Welcome home to this charming corner lot property nestled in the desirable Devonwood Village Community. Step inside and enjoy a bright, open-concept floor plan filled with natural light, creating a warm and inviting atmosphere. The main level features a spacious kitchen with granite countertops, living room, laundry area, and a half bathroom. A great amount of space for everyday activities and entertaining. Upstairs, you'll find the primary suite including its own full bathroom with dual sinks and walk-in closet. Outside, the low maintenance backyard offers the perfect space for relaxation or hosting gatherings. Conveniently located near schools, shopping, medical facilities, and the UC Merced CatTracks transportation route, this home is a great fit for growing families, first-time buyers, and investors. Schedule your showing today!

2995 Masterson Lane, Merced

Listing courtesy of PMZ Real Estate.

$420,000

4 Beds ⋅ 2 Baths ⋅ 1,789 SqFt. ⋅ 226122800 MLS

Welcome to this charming single-story home in the highly desirable Bellevue Ranch community of North Merced. Offering 4 bedrooms, 2 bathrooms, and 1,789 sq. ft. of thoughtfully designed living space, this inviting home features an open and functional floor plan ideal for both everyday living and entertaining. The front of the house has stone accents, mature landscaping, a covered entry, and a two-car garage. Inside, you'll find high ceilings, recessed lighting, neutral finishes, and custom shutters throughout. At the heart of the home is a spacious open-concept kitchen featuring rich dark cabinetry, quartz countertops, stainless-steel appliances, a gas range, a generous center island, and a walk-in pantry with ample shelving. The primary suite provides a relaxing retreat with a private bathroom featuring a dual-sink vanity and an adjoining walk-in closet. PAID SOLAR adds energy efficiency and long-term value. Step outside to a backyard with established fruit trees and plenty of potential to create your own outdoor retreat. Conveniently located near UC Merced, Merced College, Mercy Medical Center, shopping, parks, and everyday amenities, this Bellevue Ranch home offers an ideal blend of comfort, functionality, and convenient North Merced living.

638 Phelps Drive, Merced

Listing courtesy of London Properties LTD.

$399,500

4 Beds ⋅ 2 Baths ⋅ 1,527 SqFt. ⋅ 226121297 MLS

Welcome to 2253 Concord Dr, Merced, CA, a residential property in great condition offering an attractive ranch-style exterior. This home provides a compelling opportunity for those seeking a harmonious blend of comfort, style, and recent updates. In 2026, the home received numerous improvements, including brand-new vinyl flooring throughout the entire home, updated quartz countertops in the kitchen, refreshed bathrooms with updates to the shower and tub, new interior and exterior paint, new stainless steel appliances including a dishwasher and gas range, and new front fence gates. The heart of this home is an open-plan kitchen, seamlessly flowing into the living room. The updated kitchen features elegant quartz counters and a functional peninsula, perfect for both meal preparation and casual gatherings. The living room itself is a captivating space, distinguished by its high, vaulted ceiling, which creates an expansive and airy atmosphere. One of the well-appointed bathrooms includes a walk-in shower, designed for both convenience and a touch of everyday luxury. Beyond the interior, discover a private yard, an inviting space for outdoor enjoyment. This area is thoughtfully designed with a fire pit, ideal for evening relaxation, and dedicated outdoor living space, perfect for entertaining or quiet contemplation. An attached garage provides practical storage and parking solutions, while a charming patio offers another delightful spot for alfresco dining or simply unwinding. With its inviting layout, brand-new flooring, refreshed interior and exterior, updated kitchen and bathrooms, and thoughtful outdoor improvements, this property presents a unique opportunity to embrace a comfortable and refreshed lifestyle in Merced.

2253 Concord Drive, Merced

Listing courtesy of Home Buyers Realty.

$435,000

4 Beds ⋅ 3 Baths ⋅ 1,780 SqFt. ⋅ 226118147 MLS

Welcome to 4325 Strathmore Pl in Merced! This two-story, 4-bedroom, 2.5-bath home offers approximately 1,780 square feet of living space on a 5,108 square foot lot. Built in 2010, the home features a functional floor plan with the main living areas downstairs and all bedrooms upstairs. The main level includes the living room, dining area, kitchen, half bath, laundry area and convenient interior access to the attached 2-car garage. The kitchen features granite countertops, an island, dishwasher, disposal, freestanding gas range, refrigerator and microwave. The dining and living areas flow together to create an open and practical everyday living space. Upstairs, the primary suite includes a walk-in closet and private bath with dual sinks, shower stall, tub, and window. Three additional bedrooms and a full bath complete the upper level. Additional features include carpet and tile flooring, central heating and air conditioning, ceiling fans, a living room fireplace, composition roof, covered patio, fenced backyard, and front and rear landscaping. Conveniently located with access to shopping, dining, schools, and other Merced amenities. A great opportunity to make this home your own!

4325 Strathmore Place, Merced

Listing courtesy of Redwood Real Estate.

$430,000

3 Beds ⋅ 2 Baths ⋅ 1,772 SqFt. ⋅ 226122552 MLS

Welcome to this stunning North Merced home offering 3 bedrooms, 2 bathrooms, and 1,772 square feet of comfortable living space. (Possibilities: a 4th bedroom or office.) The spacious floor plan features a living room and separate dining area with laminate flooring. The kitchen offers granite countertops, breakfast bar, bay window, and newer stainless-steel appliances, including a 5-burner gas range. The primary suite features direct backyard access, a walk-in closet, and a bathroom with dual vanities and a large shower. Both bathrooms feature granite countertops. Additional features include dual-pane windows, tile roof, ceiling fans, newer water heater, finished 2-car garage, and a spacious laundry room with ample storage. The landscaped backyard offers a patio and storage shed for outdoor enjoyment and additional storage. Conveniently located near shopping, restaurants, healthcare, Merced College, UC Merced, Lake Yosemite, and more. No Mello-Roos, CFD, or HOA. Move-in ready , and move-in ready! This North Merced home offers comfort, convenience, and functionality. Make it yours today!

3675 Quail Avenue, Merced

Listing courtesy of eXp Realty of California Inc..

$225,000

226122211 MLS

FIXER-UP WITH M-1 ZONING & HIGHWAY 59 FRONTAGE! Great opportunity for an owner-user, investor, or business owner! This property features a 2-bedroom home in need of renovation, situated on a rectangular lot zoned M-1 in Merced County. Located directly on Highway 59 and surrounded by automotive and other industrial businesses, the property offers excellent potential for a variety of uses. Renovate the existing residence for live/work possibilities, use the property for your business, or explore other opportunities allowed under the M-1 zoning. Buyers to verify zoning and use. The property is being sold AS-IS, giving the next owner the opportunity to improve and customize it to fit their needs.

266 S State Highway 59, Merced

Listing courtesy of Reva Blue Realty, Inc..

$472,500

4 Beds ⋅ 3 Baths ⋅ 2,111 SqFt. ⋅ 226121367 MLS

Welcome to this beautiful two-story home in North Merced's Moraga community, just minutes from UC Merced and surrounded by exciting new development! This home combines a spacious, open-concept layout with modern finishes and everyday comfort. The heart of the home is the beautiful kitchen, featuring quartz countertops, a large center island, ample cabinet space, and an open layout that flows seamlessly into the living and dining areasperfect for entertaining or enjoying time at home. Upstairs, the spacious primary suite features a private bathroom with dual sinks and quartz countertops, along with additional bedrooms and a generously sized laundry room with plenty of shelving for linens and storage. The home also features solar, which may help reduce utility costs, and a covered patio for outdoor enjoyment. Located in an HOA community near UC Merced, shopping, parks, and continued development in North Merced, this home offers a wonderful combination of space, style, and convenience.

2343 Explorador Drive, Merced

Listing courtesy of Keller Williams Merced.

$485,000

4 Beds ⋅ 3 Baths ⋅ 1,924 SqFt. ⋅ 226121195 MLS

The Lanner at Crest View features a classic two-story living experience. The ground floor boasts a welcoming front porch, leading into the seamless open-concept great room and modern kitchen with a corner walk-in pantry and functional center island. For added convenience, a powder room is tucked away on the main level. Upstairs, the owner's suite offers privacy with its en-suite bathroom featuring a dual-sink vanity and spacious walk-in closet. Three additional bedrooms can be found on the second level, two of which feature their own walk-in closets. A full laundry room and two-bay garage add the finishing touch to this home.

4116 Scarlet Court, Merced

Listing courtesy of BMC Realty Advisors, Inc..

$455,000

3 Beds ⋅ 3 Baths ⋅ 1,777 SqFt. ⋅ 226121193 MLS

The Jay at Crest View offers a balanced two-story layout. The main level showcases a unified dining and great room, seamlessly blending into a contemporary kitchen featuring a walk-in pantry and central island. Also on the main level, a powder room offers convenience for guests. Upstairs, discover a spacious owner's suite featuring an en-suite bathroom with dual-sink vanity and a walk-in closet. Accompanying this are two secondary bedrooms, which share a full bathroom, and a dedicated full laundry room. This thoughtfully designed plan ensures both comfort and elegance in every corner.

4101 Adobe Court, Merced

Listing courtesy of BMC Realty Advisors, Inc..

$435,000

4 Beds ⋅ 2 Baths ⋅ 1,640 SqFt. ⋅ 226120464 MLS

Welcome to 462 Hart Drive in Merced! Built in 2019, this well-designed single-story home offers 4 bedrooms, 2 bathrooms, and an inviting layout that blends comfort with functionality. Step inside to a spacious living area with an easy flow into the dining space and kitchen. The kitchen features granite countertops, ample cabinetry, a gas range, dishwasher, and microwave, providing a practical setup for everyday living and entertaining. Tile and carpet flooring are featured throughout the home, while central heating and air conditioning provide year-round comfort. The thoughtfully arranged floor plan offers flexibility with four bedrooms, including space that can accommodate a variety of uses such as a home office, guest room, hobby room, or additional living space. An indoor laundry area adds convenience. Outside, enjoy landscaped front and rear yards with room to relax, entertain, or create your own outdoor retreat. An attached two-car garage with an automatic opener provides additional parking and storage options. Convenient access to shopping, parks, schools, and major routes, this home offers a great combination of location, space, and modern construction.

462 Hart Drive, Merced

Listing courtesy of Redwood Real Estate.

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